1) NO PURCHASE NECESSARY TO ENTER OR WIN. 

A PURCHASE DOES NOT IMPROVE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED BY LAW.

2) Promotion Description: 

The “Credit Suite Challenge Giveaway" ("Sweepstakes") begins each day of the Challenge Promotional Event  and ends at the beginning of the following day (the "Promotion Period"). Each Sweepstakes only lasts for one day of the Challenge Promotional Event  and does not extend to subsequent days or events. By participating in the Sweepstakes, each entrant unconditionally accepts and agrees to comply with and abide by these Official Rules and the decisions of Credit Suite, Inc. ("Sponsor"), which shall be final and binding in all respects. Sponsor is responsible for the collection, submission or processing of Entries and the overall administration of the giveaway. Entrants should look solely to Sponsor with any questions, comments or problems related to the Sweepstakes.

3) Eligibility: 

Open to residents of the 50 United States and D.C. who are 18 years of age or older. Void where prohibited or restricted by law. Sponsor and their respective parents, subsidiaries, affiliates, distributors, retailers, sales representatives, advertising and promotion agencies and each of their respective officers, directors and employees (collectively, the "Promotion Entities"), and members of their immediate families and/or persons living in the same household as such persons, are ineligible to enter the Sweepstakes or win a prize.

4) Winner Selection: 

The winner of the Sweepstakes will be selected in a random drawing from among all eligible Entries received throughout the Promotion Period. The random drawing will be conducted within 24 hours by Sponsor or its designated representatives, whose decisions are final. Odds of winning will vary depending on the number of eligible Entries received. Additional prizes may be awarded based on participation in the Challenge Promotional Event and may not be random. Each non-random winner will be based on best performance in each category as described during the Challenge Promotional Event (e.g, whoever responds the most or posts the most in a given category), as determined by and at the sole discretion of the Sponsor. Each winner will be notified by direct message and or email at the selected Facebook profile or email address on or about the same day as the random drawing. Potential winners must accept a prize by direct message and or email as directed by Sponsor within 48 hours of notification. Any winner notification not responded to or returned as undeliverable may result in prize forfeiture. The potential prize winner may be required to sign and return an affidavit of eligibility and release of liability, and a Publicity Release (collectively "the Prize Claim Documents"). No substitution or transfer of a prize is permitted except by Sponsor.All income taxes resulting from acceptance of a prize are the responsibility of the winner. By entering this sweepstakes, entrant accepts and agrees to these Official Rules and the decisions of the Administrator, which shall be final in all matters. Acceptance of a prize also constitutes permission to the Promotion Parties to use winner's name, likeness, and biographical information for marketing purposes without further compensation or right of approval, unless prohibited by law. All federal and state laws apply.

5) Prizes:

a) 4 gift cards to a retailer (approximate retail value or "ARV": $100.00) per day of the Challenge Promotional Event (each Promotion Period)

b) 1 Fundability System Instance during the week of the Challenge Promotional Event (approximate retail value or “ARV”: $3000.00)

c) Only one prize per person and per household will be awarded. Gift cards and gift certificates are subject to the terms and conditions of the issuer. The Fundability System is subject to the terms and conditions of the Fundability System program. Prizes cannot be transferred, redeemed for cash or substituted by winner. Sponsor reserves the right in its sole and absolute discretion to award a substitute prize of equal or greater value if a prize described in these Official Rules is unavailable or cannot be awarded, in whole or in part, for any reason. The ARV of the prize represents Sponsor's good faith determination. That determination is final and binding and cannot be appealed. If the actual value of the prize turns out to be less than the stated ARV, the difference will not be awarded in cash. Sponsor makes no representation or warranty concerning the appearance, safety or performance of any prize awarded. Restrictions, conditions, and limitations may apply. Sponsor will not replace any lost or stolen prize items.

6) Online Entry: 

Enter the Sweepstakes during the Promotion Period online by submitting the Challenge Worksheet provided each day while the Promotion Period is active. Each question on the Challenge Worksheet answered to the satisfaction of the Sponsor of the Challenge will result in one entry. Each Challenge Worksheet can only be submitted one time per entrant per Promotion Period, but may result in multiple entries.

a) Active participation in the Challenge Promotional Event may also constitute an entry in the Sweepstakes permitted that entrant is eligible. 

b) Automated or robotic Entries submitted by individuals or organizations will be disqualified. Internet entry must be made by the entrant. Any attempt by an entrant to obtain more than the stated number of Entries by using multiple/different email addresses, identities, registrations, logins or any other methods, including, but not limited to, commercial contest/sweepstakes subscription notification and/or entering services, will void that entrant's Entries and that entrant may be disqualified. Final eligibility for the award of any prize is subject to eligibility verification as set forth below. All Entries must be posted by the end of the Promotion Period in order to participate. Sponsor's database clock will be the official time keeper for this Sweepstakes.

7) Information Disclosure 

All entrants acknowledge that if they are chosen as a winner, certain of their personally identifying information may be disclosed to third parties at least as required by law, including, without limitation, on a winner's list. All personal information submitted as part of the Sweepstakes may be shared by and between the Promotion Entities, and each of the Promotion Entities will use such information in accordance with their respective independent online privacy policies, or such entries will be disqualified. The privacy policy of Credit Suite, Inc. can be found at https://www.creditsuite.com/privacy/. 

8) Limitation of Liability: 

Sponsor is not responsible for any incorrect or inaccurate information, whether caused by website users or by any of the equipment or programming associated with or utilized in the Sweepstakes or by any technical or human error, which may occur in the processing of submissions in the Sweepstakes. Sponsor assumes no responsibility for any misdirected or lost mail, or any error, omission, interruption, deletion, defect, delay of operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, Entries. Sponsor is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of email or players on account of technical problems or traffic congestion on the Internet or at any website or combination thereof, including injury or damage to entrant's or any other person's computer related to or resulting from participating downloading materials in the Sweepstakes. If, for any reason, the Sweepstakes is not capable of running as planned, including infection by computer virus bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of Sponsor which corrupt or affect the administration, security, fairness, integrity or proper conduct of the Sweepstakes, then Sponsor reserves the right in its sole discretion to cancel, terminate, modify or suspend the Sweepstakes. In such event, Sponsor may, in its sole discretion, perform the random drawing from among all eligible Entries received prior to or after such cancellation, suspension, or modification.In the event of a dispute concerning who registered online to participate in the Sweepstakes, the registration will be declared to have been made by the authorized account holder is defined as the natural person who is assigned to a social media profile. A potential winner may be requested to provide Sponsor with proof that the potential winner is the authorized account holder. If a dispute cannot be resolved to Sponsor's satisfaction, the entry will be deemed ineligible.By entering, you agree to release Credit Suite, Inc., Facebook, Instagram, X (formerly Twitter), and YouTube of all liability related to the sweepstakes.

9) Disputes and Mediation

By entering this giveaway, you agree that any dispute or claim arising out of or relating in any way to the giveaway, these Official Rules, or to any prizes awarded or services provided by Credit Suite, Inc., shall be resolved exclusively through mediation.

Mediation Requirement:

All disputes or claims must be submitted to mediation before any other action is taken. The mediator must be certified by the State of Florida, and the mediation shall take place exclusively in Hillsborough County, Florida. Both parties agree to participate in good faith mediation. You agree that participation in mediation is a strict condition precedent to initiating any legal proceedings. You agree and stipulate that the requirement to mediate all disputes or claims is a condition precedent to instituting legal action against Credit Suite, and you consent to any such action being dismissed without prejudice, with all attorneys' fees and expenses incurred by Credit Suite obtaining said dismissal charged to you, in the event the mediation precondition has not been satisfied.

Post-Mediation Action:

If mediation fails to resolve the issue, disputes may be pursued through a non-jury trial, and the exclusive venue for such trial shall be in Hillsborough County, Florida. The parties waive any right to a jury trial, and all proceedings will be conducted on an individual basis, not in a class, consolidated, or representative action.

10) Winner's List: 

To obtain a copy of any legally required winners list or a copy of the Official Rules, send the applicable request and a self-addresses, stamped, #10 envelope to Credit Suite, Inc., 501 E Kennedy Blvd Suite 1400, Tampa, FL 33602. Requests must be received no later than 48 hours + 6 MONTHS for the name of the winner and, by the end of the promotion, for a copy of the rules.

11) Sponsor: 

The Sweepstakes is sponsored by Credit Suite, Inc., 501 E Kennedy Blvd Suite 1400, Tampa, FL 33602, info@creditsuite.com.

Social Disclaimer: 

Entrants should understand that they are providing their information to the Sponsor and not to Facebook(Meta), YouTube, or X (formerly Twitter). This promotion is in no way sponsored, endorsed or administered by, or associated with Facebook, Instagram, YouTube, or X (formerly Twitter). By entering, you are agreeing to YouTube's Community Guidelines, and acknowledge that your entries comply with said guidelines. (http://www.youtube.com/yt/policyandsafety/communityguidelines.html)

This promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook(Meta), YouTube, or X (formerly Twitter).